Too old or incorrect Judgments can be removed.  Some collections can be removed

 If you were to pay off all your collections your credit score would jump 100 points or more IF you have 3 open and reported to credit bureaus credit cards or car loans or home loans. AND you would need to try your best to negotiate before you paid these off. The number one 1 credit repair mistake is to not try to negotiate before you pay off bad debts.

 I have a question regarding a judgment that was placed on my credit. It was through a small claims court and I paid it all of the day it was due. I have documentation to prove it. Is there any way I can get this deleted from my credit ort does it show as a pay off?
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it should show paid in full zero balance
but
the judgment will show on your report for 7 years
after 2 years pass the judgment will not hurt your credit
if
you keep good current open credit that is reported to bureaus 

• Delete bad credit MYSELF. removing things from credit report

• how much will my credit score go up if a judgment was deleted

• how to erase things from your credit report. how can i get medical collection removed if i paid hospital directly. is there a way to get accounts deleted from my credit report

 Can a collections be removed from my credit report? Yes sometimes it can.
How do you remove a collection from my credit report?

A collections can sometimes be removed from my credit report if I negotiate before I pay
 Hospital bills:
 Easiest collections to get removed as they often contain errors with insurance or billing. Hospitals are not in the credit business and only want to be paid for the work they do. So if I have a hospital collection, then I call and negotiate to have the account removed because, the insurance didn't pay, I didn't get the bill, it is my fathers account, it was the wrong amount and now I am willing to make the problem go away even if I have to pay. I am trying to buy a house and this is the only thing holding back. I never even knew I owed money to you guys. Please help me if I pay.

 Phone, Cell Phone, Water, Gas, Electric, Cable bills:
Are some of the hardest to remove from your credit. Utilities have only themselves to blame if they keep turning the water on for some one they could not collect on. So they all mostly give you about 3 months to respond and then usually will even set up a repayment plan after that time if I cannot pay in full. These utilities go the extra mile in collections and need some reliable way of making informed decisions about who they should approve. They almost never negotiate. Pay them off in full if possible and get the account to show zero balance and paid in full.

Credit cards, Finance Company loans, Bank loans:
 If a person can reopen one of these accounts after they pay it off in full, then they can usually get anything older than 24 months removed from the report. Sometimes after only 1 year of new good credit on your account a creditor will go back and report only the last positive year or years. All you have to do is call them and ask. But first pay the account and reopen new good credit with them to show you are trying to be a  responsible credit worthy person.

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Almost 99% of the time for me, there are probably 5 addresses on mine, or others report that are actually on there wrong anyways, even the slightest mis spelling or backwards address is wrong, so I would either say not mine, unless I do it online, it automatically says "I have never lived there" so I delete all those addresses. They will delete them the first time, especially of you add a fraud alert first. So I send a letter saying please delete the following addresses as they are incorrect: 1,2,3 etc. If you do it online you may actually have it done within 10 days -2 weeks. 

Then do the same on another letter with each additional item, such as dob, aka's, etc. 

After you get this back you can have a hay day deleting stuff, because the creditors have to be able to connect you in some way to that debt, and if there is no address that is the same as the one in the debt, they will delete it. Its so fun to get credit reports back with 10 things deleted. :)
After you have the bare bones on your credit reports, dispute the judgement and sometimes even after the 1st try, you'll get it back clean! :) I just deleted a BK off my parents report doing this as well. Please let me know if this works for anyone, It really makes me happy when I can help someone. I started learning about this after I had identity theft, and had to fight for years. I kinda got it down to a science, although I did find a cool site tonight that taught me some things. 
http://www.creditinfocenter.com/rebuild/debt_validation.shtml
I have always only worked with the actual credit bureaus to delete things and never really the actual creditor until recently with companies like RJM collections, and other "bulk" collectors. This was a new technique I have never tried until tonight, so I have some mailing to do tomorrow for my husband. lol
Well, I hope you have a great night and if you need any help. Let me know and let me know if you get any success. 
Thanks again for your always interesting and informative posts online. :) 

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 I have two items in collections. I have had people tell me not to pay them off because it wont help my credit. They are already 3 years old and they said that by paying them it will only make it worse because they will turn into a current delinquency. I am trying to raise my credit score and since three years ago when I got in this mess I have closed credit card accounts, paid off loans, and gotten the remaining balances down… the only thing left to do is to decided whether or not to pay the collection accounts. Do you think I should?? And will it help my credit score?? If so how soon will I see the results?? And how much will it help??
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Negotiate before you pay, to have it removed, if you pay in full.
If not pay it anyway, but ask to no activity date change only a paid in full.
It always helps in the long run to pay off stuff.
keep new good credit open.