Get new good credit started | Getting turned down credit card

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I'm Bo Majors
139 Jennings Cr
Tullahoma TN 37388

I read your website and used a lot of the information you provided and was able to raise my score from 571 to 671 in 2 1/2 months. Thanks Bo

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You must have at least 3 - 6 open loans or credit cards to improve your credit
Credit Cards for 350 - 599 credit scores 600 - 649 score 650 - 699 700+

Getting good credit started takes open lines of credit that are at least 1 year old. I like credit cards for these first time credit issues.

One of the hardest things in the world is getting approved or getting new credit when I have no rated credit on my credit report.

Good current and rated credit, must be open for at least the past 12 months.
Must be legally reported to the three major credit bureaus. Transunion Equifax Experian.
The recent 24 months from today reported credit activity is weighted 4 -1 on on a 84 month normal reporting period for the FCRA.
12 months of revolving or installment loan activity with less than 30% owed to the available credit limit.
After 2 years anyone's credit will get labeled "solid" by a potential creditor If I haven't had active, rated, reported credit, bad or good, in the past 2 years I will have a 0 credit score.
Not rated or reported credit lines:
Rent, phone bill, electric bill, cable tv, water bill, insurance, doctor medical bills, rent to own furniture and the like. These show on my report only as a negative.

Here is a list of possible ways to get started to new good credit.

Get a cosigner. Cosigners are good for starting new credit but not for overcoming recent or less than 2 year old bad credit.
Have a strong enough provable job history an no past bad credit history. Apply for any gas card or credit card.
Be almost out of college with good grades, a certain degree, and a good job lined up. Qualifies for "First Time Buyer" is the lingo. Go buy a car with some money for at least the taxes. Apply for any card.
Send a cashiers check for $300.00 to prove your good intent to open any Major Brand gas card or MasterCard, Visa, Discover.
Go to your local banker and borrow money against your savings account, but make sure they will report to a bureau before you sign anything. Borrow X dollars and put the money up. Go into the bank each month and make your payment with the money you borrowed. Make payments for at least 12 months not a minute less. When you make the final payment go in the bank again and tell your loan officer you are making your final payment today and might need some help in the future so THANKS.