|
Totally
FREE Credit Score
Home
Free Credit Help
Cards 4 Bad Credit
Reward Credit Cards
Tullahoma TN
Youth Coach Guide
I'm Bo Majors
139 Jennings Cr
Tullahoma TN 37388
E-mail
Me
Credit Questions
I read your
website and used a lot of the information you provided and was able to
raise my score from 571 to 671 in 2 1/2 months. Thanks Bo
Totally
FREE Credit Reports
|
If you have good credit
but not enough, then open a low interest or reward credit card.
Charge then pay off each month for 12 months and your credit score will
jump. Ask for higher credit limits to help your balance to high credit
ratio and your credit score.
 Orchard
Credit Cards are for credit scores from 350 - 749 and they report to the
major credit reporting agencies, which helps raise your credit score if you
pay on time. I "Bo Majors" advise my customers to apply for this
card because it helps start good credit. Credit
Cards by Credit Score
---------------------------------------
Chase Business Rebate
Rewaed Credit Card
13.49% $0 Excellent / Very Good Credit reqired
-
3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
-
1% Cash Back on all other purchases
-
0% introductory APR for up to 12 months on all purchases and balance transfers
-
No Annual Fee
-----------------------------------------------
JetBlue® Business
Reward Card from American Express®
17.24% $40 Very Good Credit needed
-
Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
-
50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
-
Earn 1 Award Dollar for virtually every dollar you spend=
-
Earn double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and more
--------------------------------------------
Capital One® Business Platinum with
Reward miles(SM)
17.99% $39 Excellent Credit
-
2 miles per dollar spent on purchases=
-
Redeem miles for cash back, gift cards, flights and more
-
Fly on any airline with no blackout dates or seat restrictions
- Free employee cards with individual spending limits you set
---------------------------------
HSBC Credit Card with HSBC Plus Rewards
8.99-17.99% $0 Excellent Very Good Credit
- Earn 1 point for every dollar in net retail purchases, regardless of where you shop.
- Redeem your points for cash, or airfare, hotel stays, car rentals, merchandise, gift cards and
more.
- Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualified applicants.*
- No annual fee, for qualified applicants.
---------------------------------------
Discover®
Motiva(SM) Cash Back Reward Credit Card
10.99-18.99% $0 Excellent /
Very Good
-
5% to 20% Cashback Bonus® at top online retailers
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
----------------------------------------
Gold Delta SkyMiles® Credit Card from American Express®
17.24% $85 Excellent /
Very Good
-
Earn 15,000 bonus SkyMiles® after your first purchase with the Card
- Earn 2,500 bonus miles for adding an Additional Cardmember with their application
- Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
- Earn one SkyMile for virtually every dollar you spend
-----------------------------
One of the hardest things in the world is getting approved or
getting new credit when I have no rated credit on my credit report.
Good current and rated
credit must be open for at least one year.
Must be within the past 2
years since date of last activity.
Must be reported to credit bureaus.
It will take me at least 1 - 2 years to establish new good credit.
After 1 year the credit will be
rated and will influence my credit score.
After 2 years my credit will
get labeled "solid" by a potential creditor.
If I haven't had active, rated,
reported credit, bad or good, in the past 2 years I will have a 0
credit score.
Not rated or
reported credit lines:
Rent, phone bill,
electric bill, cable tv, water bill, insurance, doctor medical bills, rent
to own furniture and the like. These show on my report only as a
negative.
Here is a list of possible ways to get
started to new good credit.
-
Get a cosigner. Cosigners are
good for starting new credit but not for overcoming recent or less
than 2 year old bad credit.
-
Have a strong enough provable
job history an no past bad credit history. Apply for any gas card or
credit card.
-
Be almost out of college with
good grades, a certain degree, and a good job lined up. Qualifies for "First Time Buyer" is the lingo.
Go buy a car with some money for at least the taxes. Apply for any
card.
-
Send a cashiers check for
$300.00 to prove your good intent to open any Major Brand gas card
or MasterCard, Visa, Discover.
-
Go to your local banker and
borrow money against your savings account, but make sure they
will report to a bureau before you sign anything. Borrow X dollars
and put the money up. Go into the bank each month and make your
payment with the money you borrowed. Make payments for at least 12
months not a minute less. When you make the final payment go in the
bank again and tell your loan officer you are making your final
payment today and might need some help in the future so THANKS.
Credit
cards for credit score under 600 that will improve credit
599 credit score and below OR search for
credit card by credit score
Get free
credit scores & free
credit reports because you can't fix what you can't see
The key to financial power
lies in your credit score. If you plan to get a loan and save money start
with Veracity
Credit now! Free
debt consultation
|
